CCitigroup Inc. Common Stock

Citigroup Inc. Common Stock represents ownership in Citigroup Inc., a global diversified financial services holding company. Citigroup provides a broad range of banking and financial products and services through core businesses that include Services, Markets, Banking, Wealth, and U.S. Consumer Cards. Its offerings serve consumers, corporations, governments, and institutional clients across retail and commercial banking, credit cards, consumer lending, treasury and trade solutions, securities services, investment banking, and wealth management. Citigroup plays a significant role in the financial market as a major international banking franchise, combining consumer-focused services with large-scale institutional capabilities. Headquartered in New York City, Citigroup operates as a central participant in global payments, capital markets, and advisory activities, supporting day-to-day financial transactions and complex cross-border financial needs.